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Learn about Financial Aid

We may be able to help you get the financial aid you qualify for and understand all your options. Most people are eligible for some kind of financial aid, regardless of income. Learn more about federal student aid options and how to start planning for your college payments on this page. Scholarships, grants, and loans are just some of the financial aid options available if you qualify.

Sources of Financial Aid
There are many places to find financial aid for college. Look into all possible sources to make affording your education easier.
  • Federal: The federal government offers numerous grants and loans to all types of students. If you’re in the military, a veteran, or a millitary spouse, you may have access to additional federal military benefits.
  • State:  Many states offer financial aid in the form of grants, scholarships, and need-based assistance. When you talk to a financial planner, we’ll help you explore these options.
  • Institutional:  Our nonprofit institution invests in you. Learn more about CollegeAmerica’s scholarships1 and affordable tuition payment plans.
  • Private: Lending companies, clubs and organizations, and businesses offer various levels of financial assistance to college students.
Financial Aid Questions
How much aid can I qualify for?

How do I apply for financial aid?

Federal School FAFSA Code

Where do I find out more information about federal student aid?

Many Students Need
Financial Aid

 
Financial aid may make the difference between not going to college at all and starting your new life. In a recent year, 57% of students obtained federal grants, loans, and other benefits, based on information from the U.S. Education Department.² That doesn’t include all the funding students find from state programs, institutional aid, and private financing.

 

No matter what your financial situation is, there are funding options available. CollegeAmerica’s financial planners can put together a personal financial aid report so you know all your options. If you want to discover the possibilities, call us a (800) 622-2894 today.


Available Aid Programs

For those serving in the military or with veteran status, click here for details about military benefits

 

Student Aid ProgramType of AidProgram DetailsAnnual Max Award Limits
Federal Pell Grant

Grant: does not have to be repaid.Available almost exclusively to undergraduates; all eligible students will receive the Federal Pell Grant amounts they qualify for.$5,815 (2010/2011 school year). Subject to change every July 1st.
Federal Supplemental
Educational Opportunity
Grant (FSEOG)
Grant: does not have to be repaid.For undergraduates with exceptional financial need; priority is given to Federal Pell Grant recipients; funds depend on availability at school.Amounts vary depending on school's allocation.
Federal Work Study
Money is earned while attending school; does not have to be repaid.For undergraduates with exceptional financial need; priority is given to Federal Pell Grant recipients; funds depend on availability at school.No annual maximum.
Federal Perkins Loan
Loan: must be repaid.Five percent loans for both undergraduate and graduate students; payment is owed to the school that made the loan.$5,500 for undergraduate students;
$8,000 for graduate students.
Direct Subsidized Loan

Loan: must be repaid.Direct Subsidized: U.S. Department of Education pays interest while borrower is in school and during grace and deferment periods.$3,500 to $8,500, depending on grade level.
Direct Unsubsidized Loan

Loan: must be repaid. Direct Unsubsidized: Borrower is responsible for interest during life of the loan. $4,000 to $18,500, depending on grade level (If you do not qualify for Direct Subsidized loan).
Federal PLUS Loan

Loan: must be repaid. Available to parents of dependent undergraduate students.Cost of attendance minus any other financial aid the student receives.

Explore More of Tuition & Aid

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  1. Scholarship awards are available only to those who qualify, and they are limited in number. For details, visit www.scholarshipshc.com.
  2. www.bloomberg.com/news/articles/2013-08-20/more-than-half-of-u-s-college-students-get-federal-aid